{"id":23935,"date":"2017-07-27T01:00:54","date_gmt":"2017-07-26T23:00:54","guid":{"rendered":"https:\/\/www.in-diem.com\/seconde-chance\/"},"modified":"2017-07-27T01:00:54","modified_gmt":"2017-07-26T23:00:54","slug":"seconde-chance","status":"publish","type":"page","link":"https:\/\/www.in-diem.com\/fr\/seconde-chance\/","title":{"rendered":"Seconde chance"},"content":{"rendered":"
\n

Loi sur la seconde chance. Des avocats. <\/h2>\n

La loi sur la seconde chance<\/strong> (loi 25\/2015) permet aux personnes insolvables et aux travailleurs ind\u00e9pendants d\u2019annuler leurs dettes et de repartir \u00e0 z\u00e9ro \u00e9conomiquement. IN DIEM Abogados traite de mani\u00e8re globale le processus Second Chance \u00e0 travers l\u2019Espagne. <\/p>\n

Pour qui est-ce ?<\/h2>\n
    \n
  • Des personnes ayant des dettes qu\u2019elles ne peuvent pas rembourser.<\/li>\n
  • Travailleurs ind\u00e9pendants ayant des dettes envers la S\u00e9curit\u00e9 sociale, le Tr\u00e9sor ou des cr\u00e9anciers priv\u00e9s.<\/li>\n
  • Des personnes qui ont \u00e9t\u00e9 garants de pr\u00eats.<\/li>\n<\/ul>\n

    Le processus<\/h2>\n
      \n
    • Phase 1 \u2013 Accord extrajudiciaire :<\/strong> tenter de parvenir \u00e0 un accord avec les cr\u00e9anciers devant un m\u00e9diateur de faillite.<\/li>\n
    • Phase 2 \u2013 Faillite :<\/strong> en l\u2019absence d\u2019accord, une faillite cons\u00e9cutive est demand\u00e9e.<\/li>\n
    • Phase 3 \u2013 BEPI :<\/strong> demande de b\u00e9n\u00e9fice d\u2019exon\u00e9ration des dettes non satisfaites, qui annule les dettes impay\u00e9es.<\/li>\n<\/ul>\n

      Dettes pouvant \u00eatre annul\u00e9es<\/h2>\n

      Par la Seconde Chance, les dettes aupr\u00e8s des banques, les cartes de cr\u00e9dit, les pr\u00eats personnels, les hypoth\u00e8ques (le surplus apr\u00e8s la livraison du bien), les dettes aupr\u00e8s des fournisseurs et, dans certains cas, une partie des dettes aupr\u00e8s du Tr\u00e9sor et de la S\u00e9curit\u00e9 sociale peuvent \u00eatre annul\u00e9es.<\/p>\n

      Histoires de r\u00e9ussite IN DIEM<\/h2>\n

      Notre \u00e9quipe a trait\u00e9 avec succ\u00e8s de nombreux dossiers Second Chance, permettant l\u2019annulation totale de dettes de plusieurs milliers d\u2019euros pour nos clients \u00e0 travers l\u2019Espagne.<\/p>\n<\/div>\n

      <\/p>\n","protected":false},"excerpt":{"rendered":"

      Loi sur la seconde chance. Des avocats. La loi sur la seconde chance (loi 25\/2015) permet aux personnes insolvables et aux travailleurs ind\u00e9pendants d\u2019annuler leurs dettes et de repartir \u00e0 z\u00e9ro \u00e9conomiquement. IN DIEM Abogados traite de mani\u00e8re globale le processus Second Chance \u00e0 travers l\u2019Espagne. Pour qui est-ce ? Des personnes ayant des dettes…<\/p>\n","protected":false},"author":3,"featured_media":23936,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_joinchat":[],"footnotes":""},"areas_de_practica":[8710,8711],"abogados-indiem":[],"oficinas-indiem":[],"urgencias-24h":[],"class_list":["post-23935","page","type-page","status-publish","has-post-thumbnail","hentry","areas_de_practica-insolvabilite-faillite-et-seconde-chance","areas_de_practica-seconde-chance"],"acf":[],"yoast_head":"\nIN DIEM Abogados | Entreprises de seconde chance<\/title>\n<meta name=\"description\" content=\"Avocats sp\u00e9cialis\u00e9s dans l\u2019exoneration de dettes ou la seconde chance pour les entreprises. Avocats \u00e0 Madrid, S\u00e9ville, Malaga, Marbella. Pr\u00e9sent dans toute l\u2019Espagne. Avocats en ligne avec un service 24h\/24. 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