{"id":26480,"date":"2023-12-11T10:57:49","date_gmt":"2023-12-11T09:57:49","guid":{"rendered":"https:\/\/www.in-diem.com\/%d1%80%d0%b5%d0%b3%d1%83%d0%bb%d0%b8%d1%80%d0%be%d0%b2%d0%b0%d0%bd%d0%b8%d0%b5-%d0%bf%d0%bb%d0%b0%d1%82%d1%91%d0%b6%d0%bd%d1%8b%d1%85-%d0%bf%d0%bb%d0%b0%d1%82%d1%84%d0%be%d1%80%d0%bc-%d0%b2-%d1%8d\/"},"modified":"2026-08-22T23:35:56","modified_gmt":"2026-08-22T21:35:56","slug":"%d1%80%d0%b5%d0%b3%d1%83%d0%bb%d0%b8%d1%80%d0%be%d0%b2%d0%b0%d0%bd%d0%b8%d0%b5-%d0%bf%d0%bb%d0%b0%d1%82%d1%91%d0%b6%d0%bd%d1%8b%d1%85-%d0%bf%d0%bb%d0%b0%d1%82%d1%84%d0%be%d1%80%d0%bc-%d0%b2-%d1%8d","status":"publish","type":"post","link":"https:\/\/www.in-diem.com\/ru\/%d1%80%d0%b5%d0%b3%d1%83%d0%bb%d0%b8%d1%80%d0%be%d0%b2%d0%b0%d0%bd%d0%b8%d0%b5-%d0%bf%d0%bb%d0%b0%d1%82%d1%91%d0%b6%d0%bd%d1%8b%d1%85-%d0%bf%d0%bb%d0%b0%d1%82%d1%84%d0%be%d1%80%d0%bc-%d0%b2-%d1%8d\/","title":{"rendered":"\u0420\u0435\u0433\u0443\u043b\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u0435 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\u043d\u043e\u0440\u043c\u0430\u0442\u0438\u0432\u043d\u043e\u0439 \u0431\u0430\u0437\u043e\u0439, \u0434\u043e\u0441\u0442\u0443\u043f\u043d\u043e\u0439 \u043d\u0430 \u043c\u043e\u043c\u0435\u043d\u0442 \u043f\u0443\u0431\u043b\u0438\u043a\u0430\u0446\u0438\u0438. \u0412 \u043d\u0430\u0441\u0442\u043e\u044f\u0449\u0435\u0435 \u0432\u0440\u0435\u043c\u044f \u043b\u044e\u0431\u0430\u044f \u0440\u0435\u0430\u043b\u0438\u0437\u0430\u0446\u0438\u044f \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u0445 \u0448\u043b\u044e\u0437\u043e\u0432, \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u043e\u0439 \u043a\u043e\u043c\u043c\u0435\u0440\u0446\u0438\u0438, \u043c\u0430\u0440\u043a\u0435\u0442\u043f\u043b\u0435\u0439\u0441\u0430, \u0441\u0438\u043b\u044c\u043d\u043e\u0439 \u0430\u0443\u0442\u0435\u043d\u0442\u0438\u0444\u0438\u043a\u0430\u0446\u0438\u0438, \u043e\u0431\u0440\u0430\u0431\u043e\u0442\u043a\u0438 \u043f\u0435\u0440\u0441\u043e\u043d\u0430\u043b\u044c\u043d\u044b\u0445 \u0434\u0430\u043d\u043d\u044b\u0445, \u043f\u0440\u0435\u0434\u043e\u0442\u0432\u0440\u0430\u0449\u0435\u043d\u0438\u044f \u043c\u043e\u0448\u0435\u043d\u043d\u0438\u0447\u0435\u0441\u0442\u0432\u0430, \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0438\u044f PCI DSS \u0438\u043b\u0438 \u043f\u0440\u0435\u0434\u043e\u0441\u0442\u0430\u0432\u043b\u0435\u043d\u0438\u044f \u043f\u043b\u0430\u0442\u0451\u0436\u043d\u044b\u0445 \u0443\u0441\u043b\u0443\u0433 \u0434\u043e\u043b\u0436\u043d\u0430 \u0431\u044b\u0442\u044c \u043f\u0435\u0440\u0435\u0441\u043c\u043e\u0442\u0440\u0435\u043d\u0430 \u0432 \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0438\u0438 \u0441 \u043a\u043e\u043d\u043a\u0440\u0435\u0442\u043d\u044b\u043c \u0441\u043b\u0443\u0447\u0430\u0435\u043c, GDPR, PSD2, \u041a\u043e\u0440\u043e\u043b\u0435\u0432\u0441\u043a\u0438\u043c \u0443\u043a\u0430\u0437\u043e\u043c 19\/2018, LOPDGDD, \u043f\u0440\u0438\u043c\u0435\u043d\u0438\u043c\u044b\u043c\u0438 \u0442\u0435\u0445\u043d\u0438\u0447\u0435\u0441\u043a\u0438\u043c\u0438 \u0441\u0442\u0430\u043d\u0434\u0430\u0440\u0442\u0430\u043c\u0438 \u0438 \u0440\u0430\u0437\u0432\u0438\u0442\u0438\u0435\u043c \u0431\u0443\u0434\u0443\u0449\u0435\u0433\u043e \u0435\u0432\u0440\u043e\u043f\u0435\u0439\u0441\u043a\u043e\u0433\u043e \u043f\u0430\u043a\u0435\u0442\u0430 PSD3\/PSR \u043f\u043e \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u043c \u0443\u0441\u043b\u0443\u0433\u0430\u043c<\/em>.<\/p>\n\n<p class=\"wp-block-paragraph\">\u0412 \u0441\u043e\u0432\u0440\u0435\u043c\u0435\u043d\u043d\u043e\u043c \u043a\u043e\u043c\u043c\u0435\u0440\u0447\u0435\u0441\u043a\u043e\u043c \u043a\u043e\u043d\u0442\u0435\u043a\u0441\u0442\u0435 \u0438\u0441\u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u043d\u0438\u0435 \u043e\u043d\u043b\u0430\u0439\u043d-\u043f\u043b\u0430\u0442\u0451\u0436\u043d\u044b\u0445 \u043f\u043b\u0430\u0442\u0444\u043e\u0440\u043c \u043a\u0440\u0430\u0439\u043d\u0435 \u0432\u0430\u0436\u043d\u043e \u0434\u043b\u044f \u043f\u0440\u043e\u0432\u0435\u0434\u0435\u043d\u0438\u044f \u0442\u0440\u0430\u043d\u0437\u0430\u043a\u0446\u0438\u0439 \u043c\u0435\u0436\u0434\u0443 <strong>\u043c\u0430\u0440\u043a\u0435\u0442\u043f\u043b\u0435\u0439\u0441\u0430\u043c\u0438 <\/strong>\u0438\u043b\u0438 <strong>\u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u043e\u0439 \u043a\u043e\u043c\u043c\u0435\u0440\u0446\u0438\u0435\u0439<\/strong> \u0438 \u043a\u043b\u0438\u0435\u043d\u0442\u0430\u043c\u0438.  <\/p>\n\n<p class=\"wp-block-paragraph\">\u0424\u0443\u043d\u043a\u0446\u0438\u044f \u044d\u0442\u0438\u0445 \u043f\u043b\u0430\u0442\u0451\u0436\u043d\u044b\u0445 \u043f\u043b\u0430\u0442\u0444\u043e\u0440\u043c \u0437\u0430\u043a\u043b\u044e\u0447\u0430\u0435\u0442\u0441\u044f \u0432 \u043e\u0434\u043e\u0431\u0440\u0435\u043d\u0438\u0438 \u0441\u043e\u0432\u0435\u0440\u0448\u0430\u0435\u043c\u044b\u0445 \u0442\u0440\u0430\u043d\u0437\u0430\u043a\u0446\u0438\u0439, \u0430 \u0442\u0430\u043a\u0436\u0435 \u0432 \u043e\u0431\u0435\u0441\u043f\u0435\u0447\u0435\u043d\u0438\u0438 \u0431\u0435\u0437\u043e\u043f\u0430\u0441\u043d\u043e\u0441\u0442\u0438 \u0438\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0438\u0438, \u043a\u043e\u0442\u043e\u0440\u0443\u044e \u043f\u0440\u0435\u0434\u043e\u0441\u0442\u0430\u0432\u043b\u044f\u0435\u0442 \u043a\u043b\u0438\u0435\u043d\u0442.<\/p>\n\n<p class=\"wp-block-paragraph\">\u041d\u043e \u0432 \u044d\u0442\u043e\u0439 \u0441\u0442\u0430\u0442\u044c\u0435 \u043c\u044b \u0440\u0430\u0441\u0441\u043c\u043e\u0442\u0440\u0438\u043c \u0440\u0435\u0433\u0443\u043b\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u0435 \u043f\u043b\u0430\u0442\u0451\u0436\u043d\u044b\u0445 \u043f\u043b\u0430\u0442\u0444\u043e\u0440\u043c \u0441 \u0442\u043e\u0447\u043a\u0438 \u0437\u0440\u0435\u043d\u0438\u044f \u0415\u0421 \u0438 \u0418\u0441\u043f\u0430\u043d\u0438\u0438.<\/p>\n\n<h2 class=\"wp-block-heading has-text-color\" style=\"color:#0029a4;font-style:normal;font-weight:400\"><strong>1.- \u0420\u0435\u0433\u043b\u0430\u043c\u0435\u043d\u0442 (\u0415\u0421) 2016\/679<\/strong><\/h2>\n\n<p class=\"wp-block-paragraph\">\u042d\u043a\u043e\u043d\u043e\u043c\u0438\u0447\u0435\u0441\u043a\u0430\u044f \u0438\u043d\u0442\u0435\u0433\u0440\u0430\u0446\u0438\u044f \u0432\u043d\u0443\u0442\u0440\u0435\u043d\u043d\u0435\u0433\u043e \u0440\u044b\u043d\u043a\u0430 \u0441\u043f\u043e\u0441\u043e\u0431\u0441\u0442\u0432\u0443\u0435\u0442 \u0441\u0443\u0449\u0435\u0441\u0442\u0432\u043e\u0432\u0430\u043d\u0438\u044e \u0442\u0440\u0430\u043d\u0441\u0433\u0440\u0430\u043d\u0438\u0447\u043d\u044b\u0445 \u043f\u043e\u0442\u043e\u043a\u043e\u0432 \u043f\u0435\u0440\u0441\u043e\u043d\u0430\u043b\u044c\u043d\u044b\u0445 \u0434\u0430\u043d\u043d\u044b\u0445, \u0447\u0442\u043e \u0442\u0440\u0435\u0431\u0443\u0435\u0442 \u043d\u0430\u0434\u0451\u0436\u043d\u043e\u0439 \u0438 \u044d\u0444\u0444\u0435\u043a\u0442\u0438\u0432\u043d\u043e\u0439 \u0435\u0432\u0440\u043e\u043f\u0435\u0439\u0441\u043a\u043e\u0439 \u043d\u043e\u0440\u043c\u0430\u0442\u0438\u0432\u043d\u043e\u0439 \u0431\u0430\u0437\u044b \u043f\u043e \u0437\u0430\u0449\u0438\u0442\u0435 \u0434\u0430\u043d\u043d\u044b\u0445 \u0434\u043b\u044f \u043e\u0431\u0435\u0441\u043f\u0435\u0447\u0435\u043d\u0438\u044f \u0431\u0435\u0437\u043e\u043f\u0430\u0441\u043d\u043e\u0441\u0442\u0438 \u044d\u0442\u0438\u0445 \u043e\u0431\u043c\u0435\u043d\u043e\u0432 \u0434\u0430\u043d\u043d\u044b\u043c\u0438 \u0438, \u0442\u0430\u043a\u0438\u043c \u043e\u0431\u0440\u0430\u0437\u043e\u043c, \u0441\u043f\u043e\u0441\u043e\u0431\u0441\u0442\u0432\u0443\u0435\u0442 \u0440\u0430\u0437\u0432\u0438\u0442\u0438\u044e \u0446\u0438\u0444\u0440\u043e\u0432\u043e\u0439 \u044d\u043a\u043e\u043d\u043e\u043c\u0438\u043a\u0438<\/p>\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.boe.es\/buscar\/doc.php?id=DOUE-L-2016-80807\">\u0420\u0435\u0433\u043b\u0430\u043c\u0435\u043d\u0442 (\u0415\u0421) 2016\/679 \u043e\u0442 27 \u0430\u043f\u0440\u0435\u043b\u044f 2016 \u0433\u043e\u0434\u0430 \u043e \u0437\u0430\u0449\u0438\u0442\u0435 \u0444\u0438\u0437\u0438\u0447\u0435\u0441\u043a\u0438\u0445 \u043b\u0438\u0446 \u043f\u0440\u0438 \u043e\u0431\u0440\u0430\u0431\u043e\u0442\u043a\u0435 \u043f\u0435\u0440\u0441\u043e\u043d\u0430\u043b\u044c\u043d\u044b\u0445 \u0434\u0430\u043d\u043d\u044b\u0445 \u0438 \u043e \u0441\u0432\u043e\u0431\u043e\u0434\u043d\u043e\u043c \u043f\u0435\u0440\u0435\u043c\u0435\u0449\u0435\u043d\u0438\u0438 \u0442\u0430\u043a\u0438\u0445 \u0434\u0430\u043d\u043d\u044b\u0445<\/a> \u043e\u0441\u043d\u043e\u0432\u0430\u043d \u043d\u0430 \u044d\u0442\u0438\u0445 \u0438\u0434\u0435\u044f\u0445. \u042d\u0442\u043e\u0442 \u0435\u0432\u0440\u043e\u043f\u0435\u0439\u0441\u043a\u0438\u0439 \u0440\u0435\u0433\u043b\u0430\u043c\u0435\u043d\u0442 \u0443\u0441\u0442\u0430\u043d\u0430\u0432\u043b\u0438\u0432\u0430\u0435\u0442, \u043a\u0430\u043a \u0434\u043e\u043b\u0436\u043d\u044b \u043e\u0431\u0440\u0430\u0431\u0430\u0442\u044b\u0432\u0430\u0442\u044c\u0441\u044f \u0434\u0430\u043d\u043d\u044b\u0435 \u0444\u0438\u0437\u0438\u0447\u0435\u0441\u043a\u0438\u0445 \u043b\u0438\u0446, \u0432 \u0442\u043e\u043c \u0441\u043c\u044b\u0441\u043b\u0435, \u0447\u0442\u043e \u043e\u043d \u0432\u043a\u043b\u044e\u0447\u0430\u0435\u0442 \u043f\u0440\u0430\u0432\u043e \u0434\u043e\u0441\u0442\u0443\u043f\u0430 \u043a \u044d\u0442\u0438\u043c \u0434\u0430\u043d\u043d\u044b\u043c, \u043f\u0440\u0430\u0432\u043e \u043d\u0430 \u0438\u0441\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u0438\u0435 \u0438 \u043f\u0440\u0430\u0432\u043e \u0438\u0445 \u0430\u043d\u043d\u0443\u043b\u0438\u0440\u043e\u0432\u0430\u0442\u044c. \u041a\u0440\u043e\u043c\u0435 \u0442\u043e\u0433\u043e, \u044d\u0442\u043e\u0442 \u0441\u0442\u0430\u043d\u0434\u0430\u0440\u0442 \u043b\u0435\u0436\u0438\u0442 \u0432 \u043e\u0441\u043d\u043e\u0432\u0435 \u0441\u043e\u0437\u0434\u0430\u043d\u0438\u044f \u0441\u0442\u0430\u043d\u0434\u0430\u0440\u0442\u0430, \u0438\u0437\u0432\u0435\u0441\u0442\u043d\u043e\u0433\u043e \u043a\u0430\u043a PCI DSS, \u0430\u0431\u0431\u0440\u0435\u0432\u0438\u0430\u0442\u0443\u0440\u044b \u043e\u0442 <em>Payment Card Industry Data Security Standard (Payment Card Industry Data Security Standard<\/em> Standard Data Security Standard).  <\/p>\n\n<h2 class=\"wp-block-heading has-text-color\" style=\"color:#0029a4;font-style:normal;font-weight:400\"><strong>2<\/strong>.- <strong>\u0414\u0438\u0440\u0435\u043a\u0442\u0438\u0432\u0430 (\u0415\u0421) 2015\/2366 <\/strong> <\/h2>\n\n<p class=\"wp-block-paragraph\">\u0412 \u0434\u0435\u043a\u0430\u0431\u0440\u0435 2022 \u0433\u043e\u0434\u0430 \u0431\u044b\u043b\u0430 \u0432\u043d\u0435\u0441\u0435\u043d\u0430 \u043f\u043e\u0441\u043b\u0435\u0434\u043d\u044f\u044f \u043f\u043e\u043f\u0440\u0430\u0432\u043a\u0430 \u043a <a href=\"https:\/\/www.boe.es\/buscar\/doc.php?id=DOUE-L-2015-82575\">\u0414\u0438\u0440\u0435\u043a\u0442\u0438\u0432\u0435 (\u0415\u0421) 2015\/2366 \u0415\u0432\u0440\u043e\u043f\u0435\u0439\u0441\u043a\u043e\u0433\u043e \u043f\u0430\u0440\u043b\u0430\u043c\u0435\u043d\u0442\u0430 \u0438 \u0421\u043e\u0432\u0435\u0442\u0430 \u043e\u0442 25 \u043d\u043e\u044f\u0431\u0440\u044f 2015 \u0433\u043e\u0434\u0430 \u043f\u043e \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u043c \u0443\u0441\u043b\u0443\u0433\u0430\u043c \u043d\u0430 \u0432\u043d\u0443\u0442\u0440\u0435\u043d\u043d\u0435\u043c \u0440\u044b\u043d\u043a\u0435<\/a>, \u0432\u0432\u0435\u0434\u044f \u043d\u0435\u0439\u0442\u0440\u0430\u043b\u044c\u043d\u043e\u0435 \u043e\u043f\u0440\u0435\u0434\u0435\u043b\u0435\u043d\u0438\u0435 \u043f\u043b\u0430\u0442\u0451\u0436\u043d\u043e\u0439 \u043e\u043f\u0435\u0440\u0430\u0446\u0438\u0438, \u0432\u043a\u043b\u044e\u0447\u0430\u044e\u0449\u0435\u0435 \u0434\u0440\u0443\u0433\u0438\u0435 \u043c\u0435\u0442\u043e\u0434\u044b, \u0440\u0430\u043d\u0435\u0435 \u043d\u0435 \u0437\u0430\u0434\u0443\u043c\u0430\u043d\u043d\u044b\u0435 \u0440\u0430\u043d\u0435\u0435.  \u0422\u043e \u0435\u0441\u0442\u044c \u044d\u0442\u043e \u0432\u044b\u0445\u043e\u0434\u0438\u0442 \u0437\u0430 \u0440\u0430\u043c\u043a\u0438 \u0442\u0440\u0430\u0434\u0438\u0446\u0438\u043e\u043d\u043d\u044b\u0445 \u0444\u043e\u0440\u043c \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u044b\u0445 \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439, \u0442\u0430\u043a\u0438\u0445 \u043a\u0430\u043a \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u044b\u0435 \u0438 \u0434\u0435\u0431\u0435\u0442\u043e\u0432\u044b\u0435 \u043a\u0430\u0440\u0442\u044b.  <\/p>\n\n<p class=\"wp-block-paragraph\">\u042d\u0442\u0430 \u0434\u0438\u0440\u0435\u043a\u0442\u0438\u0432\u0430 \u043f\u043e\u043d\u0438\u043c\u0430\u0435\u0442, \u0447\u0442\u043e \u0447\u0435\u043c \u0431\u043e\u043b\u044c\u0448\u0435 \u0442\u0435\u0445\u043d\u0438\u0447\u0435\u0441\u043a\u0438\u0445 \u043d\u043e\u0432\u0448\u0435\u0441\u0442\u0432 \u043f\u043e\u044f\u0432\u043b\u044f\u0435\u0442\u0441\u044f, \u0442\u0435\u043c \u0432\u044b\u0448\u0435 \u0440\u0438\u0441\u043a\u0438 \u0431\u0435\u0437\u043e\u043f\u0430\u0441\u043d\u043e\u0441\u0442\u0438 \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u044b\u0445 \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439 \u0438\u0437-\u0437\u0430 \u0438\u0445 \u0441\u043b\u043e\u0436\u043d\u043e\u0441\u0442\u0438. \u0418\u043c\u0435\u043d\u043d\u043e \u043f\u043e\u044d\u0442\u043e\u043c\u0443, \u043d\u0430\u0447\u0438\u043d\u0430\u044f \u0441 \u0414\u0438\u0440\u0435\u043a\u0442\u0438\u0432\u044b 2015\/2366, \u0448\u0438\u0440\u043e\u043a\u043e \u0438\u0437\u0432\u0435\u0441\u0442\u043d\u043e\u0439 \u043a\u0430\u043a PSD2, \u0441\u043f\u043e\u0441\u043e\u0431 \u0438\u0434\u0435\u043d\u0442\u0438\u0444\u0438\u043a\u0430\u0446\u0438\u0438 \u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u0435\u043b\u0435\u0439 \u043f\u0440\u0438 \u0441\u043e\u0432\u0435\u0440\u0448\u0435\u043d\u0438\u0438 \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u043e\u0433\u043e \u043f\u043b\u0430\u0442\u0435\u0436\u0430 \u0431\u044b\u043b \u0438\u0437\u043c\u0435\u043d\u0451\u043d. <\/p>\n\n<p class=\"wp-block-paragraph\">\u0414\u043e \u0441\u0438\u0445 \u043f\u043e\u0440 \u043f\u0440\u043e\u0446\u0435\u0441\u0441 \u043f\u0440\u043e\u0432\u0435\u0440\u043a\u0438 \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u0445 \u0434\u0430\u043d\u043d\u044b\u0445 \u043e\u0441\u0443\u0449\u0435\u0441\u0442\u0432\u043b\u044f\u043b\u0441\u044f \u0441 \u043f\u043e\u043c\u043e\u0449\u044c\u044e \u0434\u0430\u043d\u043d\u044b\u0445 \u043f\u043b\u0430\u0442\u0451\u0436\u043d\u043e\u0439 \u043a\u0430\u0440\u0442\u044b \u0438 \u0432\u0435\u0440\u0438\u0444\u0438\u043a\u0430\u0446\u0438\u043e\u043d\u043d\u043e\u0433\u043e \u043a\u043e\u0434\u0430 \u0438\u043b\u0438 SMS, \u0430 \u043f\u043e\u0441\u043b\u0435 \u0432\u0432\u0435\u0434\u0435\u043d\u0438\u044f \u044d\u0442\u043e\u0433\u043e \u043f\u0440\u0430\u0432\u0438\u043b\u0430 \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u0430\u044f \u043a\u043e\u043c\u043c\u0435\u0440\u0446\u0438\u044f \u043e\u0431\u044f\u0437\u0430\u043d\u0430 \u0432\u0432\u0435\u0441\u0442\u0438 \u0442\u0430\u043a \u043d\u0430\u0437\u044b\u0432\u0430\u0435\u043c\u0443\u044e \u0434\u0432\u0443\u0445\u0441\u0442\u0443\u043f\u0435\u043d\u0447\u0430\u0442\u0443\u044e \u0430\u0443\u0442\u0435\u043d\u0442\u0438\u0444\u0438\u043a\u0430\u0446\u0438\u044e, \u043f\u0440\u0438 \u043a\u043e\u0442\u043e\u0440\u043e\u0439 \u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u0435\u043b\u044c \u0434\u043e\u043b\u0436\u0435\u043d \u0438\u0434\u0435\u043d\u0442\u0438\u0444\u0438\u0446\u0438\u0440\u043e\u0432\u0430\u0442\u044c \u0441\u0435\u0431\u044f,  \u0421\u0443\u0449\u0435\u0441\u0442\u0432\u0443\u0435\u0442 \u043a\u0430\u043a \u043c\u0438\u043d\u0438\u043c\u0443\u043c \u0434\u0432\u0430 \u0438\u0437 \u0442\u0440\u0451\u0445 \u0434\u043e\u0441\u0442\u0443\u043f\u043d\u044b\u0445 \u043c\u0435\u0442\u043e\u0434\u043e\u0432.<\/p>\n\n<p class=\"wp-block-paragraph\">PSD2 \u0442\u0430\u043a\u0436\u0435 \u0443\u043f\u0440\u043e\u0449\u0430\u0435\u0442 \u043f\u0440\u043e\u0446\u0435\u0441\u0441 \u043e\u043f\u043b\u0430\u0442\u044b, \u0442\u0430\u043a \u0447\u0442\u043e \u043f\u043b\u0430\u0442\u0451\u0436\u043d\u044b\u0435 \u043f\u043b\u0430\u0442\u0444\u043e\u0440\u043c\u044b \u0431\u043e\u043b\u044c\u0448\u0435 \u043d\u0435 \u044f\u0432\u043b\u044f\u044e\u0442\u0441\u044f \u0432\u043d\u0435\u0448\u043d\u0438\u043c\u0438 \u0438 \u0438\u043d\u0442\u0435\u0433\u0440\u0438\u0440\u0443\u044e\u0442\u0441\u044f \u0432 \u0442\u043e\u0442 \u0436\u0435 \u0441\u0430\u0439\u0442, \u0447\u0442\u043e \u0438 \u0442\u043e\u0440\u0433\u043e\u0432\u0435\u0446. \u0421 \u043f\u043e\u043c\u043e\u0449\u044c\u044e \u0442\u0430\u043a\u0438\u0445 \u043f\u043b\u0430\u0442\u0451\u0436\u043d\u044b\u0445 \u043f\u043b\u0430\u0442\u0444\u043e\u0440\u043c \u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u0435\u043b\u044c \u0443\u0441\u043a\u043e\u0440\u044f\u0435\u0442 \u043f\u0440\u043e\u0446\u0435\u0441\u0441 \u043f\u043e\u043a\u0443\u043f\u043a\u0438 \u0438, \u043d\u0435 \u043c\u0435\u043d\u044f\u044f \u0441\u0442\u0440\u0430\u043d\u0438\u0446\u044b, \u043f\u043e\u043b\u0443\u0447\u0430\u0435\u0442 \u0431\u043e\u043b\u044c\u0448\u0435\u0435 \u0447\u0443\u0432\u0441\u0442\u0432\u043e \u0431\u0435\u0437\u043e\u043f\u0430\u0441\u043d\u043e\u0441\u0442\u0438. <\/p>\n\n<h2 class=\"wp-block-heading has-text-color\" style=\"color:#0029a4;font-style:normal;font-weight:400\"><strong>3.- \u041a\u043e\u0440\u043e\u043b\u0435\u0432\u0441\u043a\u0438\u0439 \u0443\u043a\u0430\u0437-\u0437\u0430\u043a\u043e\u043d 19\/2018 (ESP)<\/strong> <\/h2>\n\n<p class=\"wp-block-paragraph\">\u041d\u0430 \u043d\u0430\u0446\u0438\u043e\u043d\u0430\u043b\u044c\u043d\u043e\u043c \u0443\u0440\u043e\u0432\u043d\u0435 <a href=\"https:\/\/www.boe.es\/buscar\/act.php?id=BOE-A-2018-16036\">\u041a\u043e\u0440\u043e\u043b\u0435\u0432\u0441\u043a\u0438\u0439 \u0443\u043a\u0430\u0437-\u0437\u0430\u043a\u043e\u043d 19\/2018 \u043e\u0442 23 \u043d\u043e\u044f\u0431\u0440\u044f \u043e \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u0445 \u0443\u0441\u043b\u0443\u0433\u0430\u0445 \u0438 \u0434\u0440\u0443\u0433\u0438\u0445 \u0441\u0440\u043e\u0447\u043d\u044b\u0445 \u043c\u0435\u0440\u0430\u0445 \u0432 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u044b\u0445<\/a> \u0432\u043e\u043f\u0440\u043e\u0441\u0430\u0445 \u043a\u043b\u0430\u0441\u0441\u0438\u0444\u0438\u0446\u0438\u0440\u0443\u0435\u0442 \u043d\u0435\u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u043a\u043b\u044e\u0447\u0435\u0432\u044b\u0435 \u043f\u043e\u043d\u044f\u0442\u0438\u044f \u0434\u043b\u044f \u043f\u0440\u0430\u0432\u0438\u043b\u044c\u043d\u043e\u0433\u043e \u043f\u043e\u043d\u0438\u043c\u0430\u043d\u0438\u044f \u043f\u0440\u0430\u0432\u0438\u043b \u0415\u0421.<\/p>\n\n<p class=\"wp-block-paragraph\">\u0415\u0451 \u0446\u0435\u043b\u044c \u2014 \u043f\u043b\u0430\u0442\u0451\u0436\u043d\u044b\u0435 \u0443\u0441\u043b\u0443\u0433\u0438 \u0438 \u0441\u0432\u044f\u0437\u0430\u043d\u043d\u044b\u0435 \u0441 \u043d\u0438\u043c\u0438 \u043c\u0435\u0440\u044b, \u0442\u0430\u043a\u0438\u0435 \u043a\u0430\u043a \u0441\u043f\u043e\u0441\u043e\u0431 \u043f\u0440\u0435\u0434\u043e\u0441\u0442\u0430\u0432\u043b\u0435\u043d\u0438\u044f \u044d\u0442\u0438\u0445 \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u0445 \u0443\u0441\u043b\u0443\u0433, \u043f\u0440\u0430\u0432\u043e\u0432\u043e\u0439 \u0440\u0435\u0436\u0438\u043c \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u0445 \u0443\u0447\u0440\u0435\u0436\u0434\u0435\u043d\u0438\u0439, \u0438\u0445 \u0440\u0435\u0436\u0438\u043c \u043f\u0440\u043e\u0437\u0440\u0430\u0447\u043d\u043e\u0441\u0442\u0438. \u041e\u043d \u0442\u0430\u043a\u0436\u0435 \u0432\u043a\u043b\u044e\u0447\u0430\u0435\u0442 \u043f\u0440\u0430\u0432\u0430 \u0438 \u043e\u0431\u044f\u0437\u0430\u043d\u043d\u043e\u0441\u0442\u0438 \u043f\u043b\u0430\u0442\u044f\u0449\u0438\u0445 \u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u0435\u043b\u0435\u0439 \u0438 \u0438\u0445 \u043f\u043e\u0441\u0442\u0430\u0432\u0449\u0438\u043a\u043e\u0432. <\/p>\n\n<p class=\"wp-block-paragraph\">\u0410\u043d\u0430\u043b\u043e\u0433\u0438\u0447\u043d\u043e, \u0432 \u0435\u0433\u043e \u0441\u0442\u0430\u0442\u044c\u044f\u0445 \u043c\u043e\u0436\u043d\u043e \u043d\u0430\u0439\u0442\u0438 \u043e\u043f\u0440\u0435\u0434\u0435\u043b\u0435\u043d\u0438\u044f \u043d\u0435\u043a\u043e\u0442\u043e\u0440\u044b\u0445 \u043f\u043e\u043d\u044f\u0442\u0438\u0439, \u0442\u0430\u043a\u0438\u0445 \u043a\u0430\u043a \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u0439 \u0438\u043d\u0441\u0442\u0438\u0442\u0443\u0442, \u0441\u0443\u043c\u043c\u0430 \u043f\u043b\u0430\u0442\u0435\u0436\u0430, \u043f\u043b\u0430\u0442\u0451\u0436\u043d\u044b\u0439 \u0438\u043d\u0441\u0442\u0440\u0443\u043c\u0435\u043d\u0442, \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u0430\u044f \u043e\u043f\u0435\u0440\u0430\u0446\u0438\u044f, \u043f\u043b\u0430\u0442\u0451\u0436\u043d\u0430\u044f \u0441\u0438\u0441\u0442\u0435\u043c\u0430 \u0438 \u0442.\u0434.<\/p>\n\n<h2 class=\"wp-block-heading has-text-color\" style=\"color:#0029a4;font-style:normal;font-weight:400\"><strong>4.- \u041e\u0440\u0433\u0430\u043d\u0438\u0447\u0435\u0441\u043a\u0438\u0439 \u0437\u0430\u043a\u043e\u043d 3\/2018 (ESP)<\/strong><\/h2>\n\n<p class=\"wp-block-paragraph\">\u0414\u043b\u044f \u0430\u0434\u0430\u043f\u0442\u0430\u0446\u0438\u0438 \u043f\u0440\u0430\u0432\u043e\u0432\u043e\u0433\u043e \u0441\u043e\u0434\u0435\u0440\u0436\u0430\u043d\u0438\u044f \u0415\u0432\u0440\u043e\u043f\u0435\u0439\u0441\u043a\u043e\u0433\u043e \u0441\u043e\u044e\u0437\u0430 \u043f\u043e \u0437\u0430\u0449\u0438\u0442\u0435 \u0434\u0430\u043d\u043d\u044b\u0445 \u043a \u0438\u0441\u043f\u0430\u043d\u0441\u043a\u043e\u0439 \u043f\u0440\u0430\u0432\u043e\u0432\u043e\u0439 \u0441\u0438\u0441\u0442\u0435\u043c\u0435 \u0431\u044b\u043b \u043f\u0440\u0438\u043d\u044f\u0442 <a href=\"https:\/\/www.boe.es\/buscar\/act.php?id=BOE-A-2018-16673\">\u041e\u0440\u0433\u0430\u043d\u0438\u0447\u0435\u0441\u043a\u0438\u0439 \u0437\u0430\u043a\u043e\u043d 3\/2018 \u043e\u0442 5 \u0434\u0435\u043a\u0430\u0431\u0440\u044f \u043e \u0437\u0430\u0449\u0438\u0442\u0435 \u043f\u0435\u0440\u0441\u043e\u043d\u0430\u043b\u044c\u043d\u044b\u0445 \u0434\u0430\u043d\u043d\u044b\u0445 \u0438 \u0433\u0430\u0440\u0430\u043d\u0442\u0438\u0438 \u0446\u0438\u0444\u0440\u043e\u0432\u044b\u0445 \u043f\u0440\u0430\u0432<\/a>. \u0421\u043b\u0435\u0434\u0443\u0435\u0442 \u043e\u0442\u043c\u0435\u0442\u0438\u0442\u044c, \u0447\u0442\u043e \u0435\u0449\u0451 \u043e\u0434\u043d\u043e\u0439 \u0446\u0435\u043b\u044c\u044e \u044d\u0442\u043e\u0433\u043e \u0437\u0430\u043a\u043e\u043d\u0430 \u044f\u0432\u043b\u044f\u0435\u0442\u0441\u044f \u0433\u0430\u0440\u0430\u043d\u0442\u0438\u044f \u0441\u0442\u0430\u0442\u044c\u0438 18.4 \u041a\u043e\u043d\u0441\u0442\u0438\u0442\u0443\u0446\u0438\u0438 \u0418\u0441\u043f\u0430\u043d\u0438\u0438. <\/p>\n\n<p class=\"wp-block-paragraph\">\u041a\u043e\u0440\u043e\u0447\u0435 \u0433\u043e\u0432\u043e\u0440\u044f, \u043f\u043e\u0441\u043a\u043e\u043b\u044c\u043a\u0443 \u0432\u043e\u043f\u0440\u043e\u0441, \u043a\u043e\u0442\u043e\u0440\u044b\u0439 \u0434\u043e\u043b\u0436\u0435\u043d \u0440\u0435\u0433\u0443\u043b\u0438\u0440\u043e\u0432\u0430\u0442\u044c\u0441\u044f, \u0432\u043e\u0437\u043d\u0438\u043a\u0430\u0435\u0442 \u0438\u0437 \u044d\u043a\u043e\u043d\u043e\u043c\u0438\u0447\u0435\u0441\u043a\u0438\u0445 \u043e\u0442\u043d\u043e\u0448\u0435\u043d\u0438\u0439 \u043c\u0435\u0436\u0434\u0443 \u0440\u0430\u0437\u043b\u0438\u0447\u043d\u044b\u043c\u0438 \u0433\u043e\u0441\u0443\u0434\u0430\u0440\u0441\u0442\u0432\u0430\u043c\u0438, \u043f\u0435\u0440\u0432\u044b\u043c \u0440\u0435\u0433\u0443\u043b\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u0435\u043c, \u043e\u0431\u0435\u0441\u043f\u0435\u0447\u0438\u0432\u0430\u044e\u0449\u0438\u043c \u0431\u0435\u0437\u043e\u043f\u0430\u0441\u043d\u043e\u0441\u0442\u044c \u044d\u0442\u0438\u0445 \u043e\u0442\u043d\u043e\u0448\u0435\u043d\u0438\u0439, \u044f\u0432\u043b\u044f\u0435\u0442\u0441\u044f \u0440\u0435\u0433\u0443\u043b\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u0435 \u0415\u0432\u0440\u043e\u043f\u0435\u0439\u0441\u043a\u043e\u0433\u043e \u0421\u043e\u044e\u0437\u0430. \u0428\u0442\u0430\u0442\u044b \u043f\u0440\u043e\u0441\u0442\u043e \u043f\u0440\u0438\u043d\u0438\u043c\u0430\u044e\u0442 \u044d\u0442\u0438 \u043f\u0440\u0430\u0432\u0438\u043b\u0430, \u043d\u0430\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u043d\u044b\u0435 \u043d\u0430 \u0440\u0435\u0433\u0443\u043b\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u0435 \u0440\u0430\u0431\u043e\u0442\u044b \u043f\u043b\u0430\u0442\u0451\u0436\u043d\u044b\u0445 \u043f\u043b\u0430\u0442\u0444\u043e\u0440\u043c \u0438 \u0438\u0445 \u043a\u043e\u043d\u0442\u0435\u043d\u0442\u0430. <\/p>\n\n<h2 class=\"wp-block-heading has-text-color\" style=\"color:#0029a4;font-style:normal;font-weight:400\"><strong>5. &#8212; \u0427\u0435\u043c \u043c\u043e\u0436\u0435\u043c \u043f\u043e\u043c\u043e\u0447\u044c?<\/strong><\/h2>\n\n<p class=\"wp-block-paragraph\">\u041e\u0442\u0434\u0435\u043b\u044b \u0431\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u043e\u0433\u043e \u0434\u0435\u043b\u0430 \u0438 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432 \u0438 \u043d\u0430\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u0438\u044f \u043d\u043e\u0432\u044b\u0445 \u0442\u0435\u0445\u043d\u043e\u043b\u043e\u0433\u0438\u0439 In Diem Abogados \u0441\u043e\u0432\u043c\u0435\u0441\u0442\u043d\u043e \u043a\u043e\u043d\u0441\u0443\u043b\u044c\u0442\u0438\u0440\u0443\u044e\u0442 \u0438 \u043a\u043e\u043d\u0441\u0443\u043b\u044c\u0442\u0438\u0440\u0443\u044e\u0442 \u0438\u0441\u043f\u0430\u043d\u0441\u043a\u0438\u0435 \u0438 \u0435\u0432\u0440\u043e\u043f\u0435\u0439\u0441\u043a\u0438\u0435 \u043d\u043e\u0440\u043c\u0430\u0442\u0438\u0432\u043d\u044b\u0435 \u0430\u043a\u0442\u044b \u043f\u043e \u0432\u043d\u0435\u0434\u0440\u0435\u043d\u0438\u044e \u043e\u043d\u043b\u0430\u0439\u043d-\u043f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u0445 \u0448\u043b\u044e\u0437\u043e\u0432. \u041d\u0430\u0448\u0430 \u043a\u043e\u043c\u0430\u043d\u0434\u0430 <strong>\u0441\u043f\u0435\u0446\u0438\u0430\u043b\u0438\u0437\u0438\u0440\u0443\u0435\u0442\u0441\u044f<\/strong> \u043d\u0430 \u043f\u043b\u0430\u0442\u0451\u0436\u043d\u044b\u0445 \u043f\u043b\u0430\u0442\u0444\u043e\u0440\u043c\u0430\u0445 \u0434\u043b\u044f \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u044b\u0445 \u0442\u0440\u0430\u043d\u0437\u0430\u043a\u0446\u0438\u0439. <\/p>\n\n<p class=\"wp-block-paragraph\">\u0411\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u043e\u0435 \u0434\u0435\u043b\u043e \u0438 \u0444\u0438\u043d\u0430\u043d\u0441\u044b, \u0430 \u0442\u0430\u043a\u0436\u0435 \u043d\u043e\u0432\u044b\u0435 \u0442\u0435\u0445\u043d\u043e\u043b\u043e\u0433\u0438\u0438 In Diem Abogados \u0442\u0435\u0441\u043d\u043e \u0441\u043e\u0442\u0440\u0443\u0434\u043d\u0438\u0447\u0430\u044e\u0442 \u0441 <a href=\"https:\/\/cryptoveritas360.com\/\">Cryptoveritas 360<\/a> \u2014 \u043c\u0435\u0436\u0434\u0443\u043d\u0430\u0440\u043e\u0434\u043d\u043e\u0439 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0435\u0439, \u0441\u043f\u0435\u0446\u0438\u0430\u043b\u0438\u0437\u0438\u0440\u0443\u044e\u0449\u0435\u0439\u0441\u044f \u043d\u0430 \u043a\u043e\u043d\u0441\u0430\u043b\u0442\u0438\u043d\u0433\u0435 \u0438 \u0440\u0430\u0437\u0440\u0430\u0431\u043e\u0442\u043a\u0435 <a href=\"https:\/\/cryptoveritas360.com\/blockchain\/\">\u0431\u043b\u043e\u043a\u0447\u0435\u0439\u043d-\u043f\u0440\u043e\u0435\u043a\u0442\u043e\u0432<\/a>, <a href=\"https:\/\/cryptoveritas360.com\/smart-contracts\/\">\u0441\u043c\u0430\u0440\u0442-\u043a\u043e\u043d\u0442\u0440\u0430\u043a\u0442\u043e\u0432<\/a>, <a href=\"https:\/\/cryptoveritas360.com\/pasarela_pago_criptomoneda_integracion_implantacion\/\">\u0438\u043d\u0442\u0435\u0433\u0440\u0430\u0446\u0438\u0438 \u043a\u0440\u0438\u043f\u0442\u043e\u043f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u0445 \u043c\u0435\u0442\u043e\u0434\u043e\u0432<\/a> \u0438 \u043c\u043d\u043e\u0433\u0438\u0445 \u0434\u0440\u0443\u0433\u0438\u0445 \u0440\u0435\u0448\u0435\u043d\u0438\u0439, \u0433\u0430\u0440\u0430\u043d\u0442\u0438\u0440\u0443\u044f, \u0447\u0442\u043e \u0438\u0445 \u0434\u0435\u044f\u0442\u0435\u043b\u044c\u043d\u043e\u0441\u0442\u044c \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0443\u0435\u0442 \u0432\u0441\u0435\u043c \u043d\u0435\u043e\u0431\u0445\u043e\u0434\u0438\u043c\u044b\u043c \u0442\u0440\u0435\u0431\u043e\u0432\u0430\u043d\u0438\u044f\u043c.<\/p>\n\n<p class=\"wp-block-paragraph\">\u0421\u0432\u044f\u0437\u044b\u0432\u0430\u0439\u0442\u0435\u0441\u044c \u0441 IN DIEM Abogados \u043a\u0440\u0443\u0433\u043b\u043e\u0441\u0443\u0442\u043e\u0447\u043d\u043e, \u0432 \u043b\u044e\u0431\u043e\u0439 \u0434\u0435\u043d\u044c \u043d\u0435\u0434\u0435\u043b\u0438, \u0431\u0435\u0437 \u043e\u0431\u044f\u0437\u0430\u0442\u0435\u043b\u044c\u0441\u0442\u0432.<\/p>\n\n<p class=\"wp-block-paragraph\">\u041c\u044b \u0433\u0430\u0440\u0430\u043d\u0442\u0438\u0440\u0443\u0435\u043c \u043d\u0430\u0438\u043b\u0443\u0447\u0448\u0438\u0439 \u0432\u043e\u0437\u043c\u043e\u0436\u043d\u044b\u0439 \u0438\u0441\u0445\u043e\u0434, \u043d\u0435\u0437\u0430\u0432\u0438\u0441\u0438\u043c\u043e \u043e\u0442 \u0432\u0430\u0448\u0435\u0433\u043e \u0441\u043b\u0443\u0447\u0430\u044f.<\/p>\n\n<ul class=\"wp-block-list\">\n<li><strong> <\/strong>\u041f\u0435\u0440\u0441\u043e\u043d\u0430\u043b\u0438\u0437\u0438\u0440\u043e\u0432\u0430\u043d\u043d\u043e\u0435 \u0438 \u043f\u0440\u043e\u0444\u0435\u0441\u0441\u0438\u043e\u043d\u0430\u043b\u044c\u043d\u043e\u0435 \u0432\u043d\u0438\u043c\u0430\u043d\u0438\u0435<\/li>\n\n\n\n<li><strong> <\/strong>\u041f\u043e\u043c\u043e\u0449\u044c \u043d\u0430 \u043f\u0440\u043e\u0442\u044f\u0436\u0435\u043d\u0438\u0438 \u0432\u0441\u0435\u0433\u043e \u0441\u0443\u0434\u0435\u0431\u043d\u043e\u0433\u043e \u043f\u0440\u043e\u0446\u0435\u0441\u0441\u0430<\/li>\n\n\n\n<li><strong> <\/strong>\u041a\u0440\u0443\u0433\u043b\u043e\u0441\u0443\u0442\u043e\u0447\u043d\u0430\u044f \u0441\u0432\u044f\u0437\u044c \u0441 \u0432\u0430\u0448\u0438\u043c \u044d\u043a\u0441\u043f\u0435\u0440\u0442\u043e\u043c \u043f\u043e \u0443\u0433\u043e\u043b\u043e\u0432\u043d\u044b\u043c \u0434\u0435\u043b\u0430\u043c <\/li>\n\n\n\n<li><strong> <\/strong>\u0410\u0431\u0441\u043e\u043b\u044e\u0442\u043d\u0430\u044f \u043a\u043e\u043d\u0444\u0438\u0434\u0435\u043d\u0446\u0438\u0430\u043b\u044c\u043d\u043e\u0441\u0442\u044c<\/li>\n<\/ul>\n\n<p class=\"has-luminous-vivid-orange-color has-text-color wp-block-paragraph\"><strong>\u0410\u0432\u0442\u043e\u0440: \u041b\u044e\u0441\u0438\u044f \u0410\u0440\u0441\u0435 \u042d\u0441\u043f\u0435\u0445\u043e<\/strong><\/p>\n\n\n<div class=\"indiem-faqs\"><style>.indiem-faqs {\n      max-width: 980px;\n      margin: 32px auto;\n      padding: 24px;\n      border: 1px solid #e6e6e6;\n      border-radius: 14px;\n      background: #ffffff;\n      box-sizing: border-box;\n    }\n\n    .indiem-faqs-title {\n      margin: 0 0 20px 0;\n      color: #0A3151;\n      font-size: 1.6rem;\n      line-height: 1.3;\n      font-weight: 600;\n    }\n\n    .indiem-faq-item {\n      border-top: 1px solid #e6e6e6;\n      padding: 0;\n    }\n\n    .indiem-faq-item:last-child {\n      border-bottom: 1px solid #e6e6e6;\n    }\n\n    .indiem-faq-item summary {\n      cursor: pointer;\n      list-style: none;\n      padding: 18px 42px 18px 0;\n      position: relative;\n      color: #0A3151;\n      font-weight: 600;\n      line-height: 1.4;\n    }\n\n    .indiem-faq-item summary::-webkit-details-marker {\n      display: none;\n    }\n\n    .indiem-faq-item summary::after {\n      content: \"+\";\n      position: absolute;\n      right: 8px;\n      top: 50%;\n      transform: translateY(-50%);\n      color: #0A3151;\n      font-size: 1.4rem;\n      font-weight: 600;\n    }\n\n    .indiem-faq-item[open] summary::after {\n      content: \"\u2013\";\n    }\n\n    .indiem-faq-content {\n      padding: 0 0 18px 0;\n      color: #333333;\n      line-height: 1.6;\n    }\n\n    .indiem-faq-content p {\n      margin: 0 0 12px 0;\n    }\n\n    .indiem-faq-content p:last-child {\n      margin-bottom: 0;\n    }\n\n    @media (max-width: 768px) {\n      .indiem-faqs {\n        padding: 18px;\n        margin: 24px 0;\n        border-radius: 10px;\n      }\n\n      .indiem-faqs-title {\n        font-size: 1.35rem;\n      }\n\n      .indiem-faq-item summary {\n        padding-right: 34px;\n      }\n    }\n  <\/style><h2 class=\"indiem-faqs-title\">Preguntas frecuentes sobre plataformas de pago online<\/h2><details class=\"indiem-faq-item\"><summary>\u00bfQu\u00e9 es una plataforma de pago online?<\/summary><div class=\"indiem-faq-content\"><p>Una <strong>plataforma de pago online<\/strong> es una soluci\u00f3n tecnol\u00f3gica que permite procesar pagos electr\u00f3nicos entre clientes, comercios, marketplaces o e-commerce. Su funci\u00f3n principal es autorizar transacciones, gestionar datos de pago y facilitar una operativa segura entre las partes.<\/p><\/div><\/details><details class=\"indiem-faq-item\"><summary>\u00bfQu\u00e9 normativa regula las plataformas de pago online?<\/summary><div class=\"indiem-faq-content\"><p>Las plataformas de pago online se ven afectadas por normativa europea y espa\u00f1ola en materia de servicios de pago, protecci\u00f3n de datos, autenticaci\u00f3n reforzada, prevenci\u00f3n de fraude y seguridad de la informaci\u00f3n. Entre las normas m\u00e1s relevantes destacan el <strong>RGPD<\/strong>, la <strong>PSD2<\/strong>, el Real Decreto-ley 19\/2018 y la Ley Org\u00e1nica 3\/2018.<\/p><\/div><\/details><details class=\"indiem-faq-item\"><summary>\u00bfQu\u00e9 es la PSD2 y por qu\u00e9 afecta a los pagos online?<\/summary><div class=\"indiem-faq-content\"><p>La <strong>PSD2<\/strong> es la Directiva europea sobre servicios de pago en el mercado interior. Introdujo cambios relevantes en la operativa de pagos electr\u00f3nicos, especialmente en materia de autenticaci\u00f3n reforzada, seguridad de las transacciones y acceso de nuevos proveedores al ecosistema financiero.<\/p><\/div><\/details><details class=\"indiem-faq-item\"><summary>\u00bfQu\u00e9 es la autenticaci\u00f3n reforzada del cliente?<\/summary><div class=\"indiem-faq-content\"><p>La <strong>autenticaci\u00f3n reforzada del cliente<\/strong> exige verificar la identidad del usuario mediante al menos dos elementos independientes, como algo que sabe, algo que posee o algo inherente al usuario. Su finalidad es reducir el fraude y aumentar la seguridad en los pagos electr\u00f3nicos.<\/p><\/div><\/details><details class=\"indiem-faq-item\"><summary>\u00bfQu\u00e9 obligaciones de protecci\u00f3n de datos tienen los e-commerce?<\/summary><div class=\"indiem-faq-content\"><p>Los e-commerce deben tratar los datos personales conforme al <strong>RGPD<\/strong> y a la normativa espa\u00f1ola de protecci\u00f3n de datos. Esto implica informar adecuadamente al usuario, aplicar medidas de seguridad, limitar el tratamiento a finalidades leg\u00edtimas y coordinar correctamente la relaci\u00f3n con proveedores de pago y otros encargados del tratamiento.<\/p><\/div><\/details><details class=\"indiem-faq-item\"><summary>\u00bfQu\u00e9 es PCI DSS?<\/summary><div class=\"indiem-faq-content\"><p><strong>PCI DSS<\/strong> es un est\u00e1ndar de seguridad aplicable al tratamiento de datos de tarjetas de pago. Su objetivo es proteger la informaci\u00f3n sensible de los titulares de tarjetas y reducir riesgos en comercios, plataformas y proveedores que intervienen en operaciones de pago.<\/p><\/div><\/details><details class=\"indiem-faq-item\"><summary>\u00bfUn marketplace tiene las mismas obligaciones que un e-commerce?<\/summary><div class=\"indiem-faq-content\"><p>No siempre. Un <strong>marketplace<\/strong> puede tener obligaciones adicionales seg\u00fan su papel en la operaci\u00f3n, especialmente si interviene en la gesti\u00f3n de pagos, custodia fondos, distribuye importes entre vendedores o act\u00faa como intermediario entre usuarios y proveedores. Conviene analizar su modelo de negocio concreto.<\/p><\/div><\/details><details class=\"indiem-faq-item\"><summary>\u00bfQu\u00e9 riesgos legales existen al integrar una pasarela de pago?<\/summary><div class=\"indiem-faq-content\"><p>Entre los principales riesgos se encuentran el incumplimiento de la normativa de protecci\u00f3n de datos, errores en la autenticaci\u00f3n reforzada, falta de transparencia frente al consumidor, responsabilidades por fraude, deficiencias contractuales con el proveedor de pago y problemas de cumplimiento en operaciones transfronterizas.<\/p><\/div><\/details><details class=\"indiem-faq-item\"><summary>\u00bfConviene revisar legalmente una pasarela de pago antes de implementarla?<\/summary><div class=\"indiem-faq-content\"><p>S\u00ed. Antes de integrar una pasarela de pago es recomendable revisar el contrato con el proveedor, la pol\u00edtica de privacidad, las condiciones de uso, los flujos de datos, la autenticaci\u00f3n, las responsabilidades ante fraude y el cumplimiento de la normativa de servicios de pago y protecci\u00f3n de datos.<\/p><\/div><\/details><details class=\"indiem-faq-item\"><summary>\u00bfC\u00f3mo puede ayudar IN DIEM Abogados?<\/summary><div class=\"indiem-faq-content\"><p>IN DIEM Abogados puede asesorar en la implementaci\u00f3n legal de plataformas de pago online, revisi\u00f3n contractual, cumplimiento normativo, protecci\u00f3n de datos, prevenci\u00f3n de fraude, integraci\u00f3n de medios de pago tradicionales o cripto y adaptaci\u00f3n de e-commerce y marketplaces a la normativa europea y espa\u00f1ola aplicable.<\/p><\/div><\/details><\/div>\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n<h2 class=\"wp-block-heading has-text-color\" style=\"color:#0029a4\"><strong>\u042e\u0440\u0438\u0441\u0442\u044b, \u044f\u0432\u043b\u044f\u044e\u0449\u0438\u0435\u0441\u044f \u044d\u043a\u0441\u043f\u0435\u0440\u0442\u0430\u043c\u0438 \u043d\u0430<\/strong> <strong>\u043e\u043d\u043b\u0430\u0439\u043d-\u043f\u043b\u0430\u0442\u0451\u0436\u043d\u044b\u0445 \u043f\u043b\u0430\u0442\u0444\u043e\u0440\u043c\u0430\u0445<\/strong><strong>: \u041c\u0430\u043b\u0430\u0433\u0430, \u041c\u0430\u0440\u0431\u0435\u043b\u044c\u044f, \u0421\u0435\u0432\u0438\u043b\u044c\u044f, \u041c\u0430\u0434\u0440\u0438\u0434, \u041b\u0430\u0441-\u041f\u0430\u043b\u044c\u043c\u0430\u0441-\u0434\u0435-\u0413\u0440\u0430\u043d-\u041a\u0430\u043d\u0430\u0440\u0438\u044f, \u0410\u043b\u044c\u043c\u0435\u0440\u0438\u044f, \u0423\u044d\u043b\u044c\u0432\u0430&#8230;<\/strong><\/h2>\n\n<p class=\"wp-block-paragraph\">\u041a\u0440\u043e\u043c\u0435 \u0442\u043e\u0433\u043e, <strong>IN DIEM Lawyers<\/strong> \u043e\u0431\u043b\u0430\u0434\u0430\u0435\u0442 \u043e\u0431\u0448\u0438\u0440\u043d\u044b\u043c \u043e\u043f\u044b\u0442\u043e\u043c \u0438 \u0432\u044b\u0441\u043e\u043a\u043e\u0439 \u0441\u0442\u0435\u043f\u0435\u043d\u044c\u044e \u0441\u043f\u0435\u0446\u0438\u0430\u043b\u0438\u0437\u0430\u0446\u0438\u0438 \u0432 \u043e\u0431\u043b\u0430\u0441\u0442\u0438 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u0433\u043e \u043f\u0440\u0430\u0432\u0430, \u043f\u0440\u0435\u0434\u043e\u0441\u0442\u0430\u0432\u043b\u044f\u044f \u043a\u043e\u043d\u0441\u0443\u043b\u044c\u0442\u0430\u0446\u0438\u0438 \u043f\u043e<strong>\u0438\u043d\u0442\u0435\u0433\u0440\u0430\u0446\u0438\u0438 \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u0445 \u0448\u043b\u044e\u0437\u043e\u0432 \u0434\u043b\u044f \u043c\u0430\u0440\u043a\u0435\u0442\u043f\u043b\u0435\u0439\u0441\u043e\u0432 \u0438\u043b\u0438 \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u043e\u0439 \u043a\u043e\u043c\u043c\u0435\u0440\u0446\u0438\u0438 \u0441 \u0444\u0438\u0430\u0442\u043d\u043e\u0439 \u0432\u0430\u043b\u044e\u0442\u043e\u0439 \u0438\u043b\u0438 \u043a\u0440\u0438\u043f\u0442\u043e\u0432\u0430\u043b\u044e\u0442\u0430\u043c\u0438<\/strong>, \u043f\u0440\u0435\u0434\u043e\u0441\u0442\u0430\u0432\u043b\u044f\u044f \u043a\u043b\u0438\u0435\u043d\u0442\u0430\u043c \u043f\u0435\u0440\u0441\u043e\u043d\u0430\u043b\u0438\u0437\u0438\u0440\u043e\u0432\u0430\u043d\u043d\u0443\u044e \u043f\u043e\u043c\u043e\u0449\u044c \u0432 \u043b\u044e\u0431\u043e\u0435 \u0432\u0440\u0435\u043c\u044f.<\/p>\n\n<p class=\"wp-block-paragraph\"><strong>\u0412 Abogados IN DIEM<\/strong> \u0435\u0441\u0442\u044c \u043a\u043e\u043c\u0430\u043d\u0434\u0430 \u0441 \u043e\u043f\u044b\u0442\u043e\u043c \u0440\u0430\u0437\u0432\u0438\u0442\u0438\u044f \u043f\u0440\u0435\u0434\u044b\u0434\u0443\u0449\u0438\u0445 \u0434\u043e\u043b\u0436\u043d\u043e\u0441\u0442\u0435\u0439 <strong>\u043c\u0430\u0433\u0438\u0441\u0442\u0440\u0430\u0442\u0430-\u0441\u0443\u0434\u044c\u0438, \u0433\u043e\u0441\u0443\u0434\u0430\u0440\u0441\u0442\u0432\u0435\u043d\u043d\u043e\u0433\u043e \u043f\u0440\u043e\u043a\u0443\u0440\u043e\u0440\u0430, \u043f\u0440\u043e\u043a\u0443\u0440\u043e\u0440\u0430 \u0438\u043b\u0438 \u0443\u043d\u0438\u0432\u0435\u0440\u0441\u0438\u0442\u0435\u0442\u0441\u043a\u043e\u0433\u043e \u043f\u0440\u043e\u0444\u0435\u0441\u0441\u043e\u0440\u0430, <\/strong>\u0447\u0442\u043e \u043e\u0431\u0435\u0441\u043f\u0435\u0447\u0438\u0442 \u0432\u0430\u043c \u0434\u0443\u0448\u0435\u0432\u043d\u043e\u0435 \u0441\u043f\u043e\u043a\u043e\u0439\u0441\u0442\u0432\u0438\u0435 \u0438 \u0431\u0435\u0437\u043e\u043f\u0430\u0441\u043d\u043e\u0441\u0442\u044c, \u0432\u0435\u0434\u044c \u0443 \u0432\u0430\u0441 \u043b\u0443\u0447\u0448\u0430\u044f \u043a\u043e\u043c\u0430\u043d\u0434\u0430, \u043a\u043e\u043d\u043a\u0443\u0440\u0435\u043d\u0442\u043e\u0441\u043f\u043e\u0441\u043e\u0431\u043d\u0430\u044f \u0438 \u043f\u043e\u043b\u043d\u043e\u0441\u0442\u044c\u044e \u043f\u043e\u0434\u0433\u043e\u0442\u043e\u0432\u043b\u0435\u043d\u043d\u0430\u044f \u043a \u0434\u043e\u0441\u0442\u0438\u0436\u0435\u043d\u0438\u044e \u0432\u0430\u0448\u0438\u0445 \u0446\u0435\u043b\u0435\u0439 \u0438 \u0443\u0434\u043e\u0432\u043b\u0435\u0442\u0432\u043e\u0440\u0435\u043d\u0438\u044f \u0432\u0430\u0448\u0438\u0445 \u043f\u043e\u0442\u0440\u0435\u0431\u043d\u043e\u0441\u0442\u0435\u0439.<\/p>\n\n<p class=\"wp-block-paragraph\">\u041c\u044b \u0433\u043e\u0442\u043e\u0432\u044b \u043f\u043e\u043c\u043e\u0447\u044c \u0432\u0430\u043c \u043f\u043e \u043b\u044e\u0431\u043e\u043c\u0443 \u043d\u0435\u043e\u0431\u0445\u043e\u0434\u0438\u043c\u043e\u0441\u0442\u0438. \u0412\u044b \u043c\u043e\u0436\u0435\u0442\u0435 \u0441\u0432\u044f\u0437\u0430\u0442\u044c\u0441\u044f \u0441 \u043d\u0430\u043c\u0438 \u043f\u043e \u0442\u0435\u043b\u0435\u0444\u043e\u043d\u0443 IN DIEM Lawyers (+34) <strong>901 900 071.<\/strong> \u0412 \u0447\u0440\u0435\u0437\u0432\u044b\u0447\u0430\u0439\u043d\u044b\u0445 \u0441\u0438\u0442\u0443\u0430\u0446\u0438\u044f\u0445 \u0432\u044b \u043c\u043e\u0436\u0435\u0442\u0435 \u043d\u0430\u0439\u0442\u0438 \u043d\u0430\u0441 \u043f\u043e \u043a\u0440\u0443\u0433\u043b\u043e\u0441\u0443\u0442\u043e\u0447\u043d\u043e\u043c\u0443 \u0442\u0435\u043b\u0435\u0444\u043e\u043d\u0443 \u043d\u0435\u043e\u0442\u043b\u043e\u0436\u043d\u044b\u0445 \u044e\u0440\u0438\u0441\u0442\u043e\u0432 IN DIEM: (+34) <strong>610 667 452.<\/strong> <\/p>\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n<h2 class=\"wp-block-heading has-text-color\" style=\"color:#0029a4\"><strong>\u0417\u043d\u0430\u0435\u0442\u0435 \u043b\u0438 \u0432\u044b, \u0447\u0442\u043e \u0432 Abogados IN DIEM \u0435\u0441\u0442\u044c \u043e\u043d\u043b\u0430\u0439\u043d-\u0441\u0435\u0440\u0432\u0438\u0441 \u0438 \u044d\u043a\u0441\u043f\u0440\u0435\u0441\u0441-\u0441\u0435\u0440\u0432\u0438\u0441?<\/strong><\/h2>\n\n<p class=\"wp-block-paragraph\">\u041c\u044b \u043f\u0440\u0435\u0434\u043b\u0430\u0433\u0430\u0435\u043c \u043d\u0430\u0448\u0438\u043c \u043a\u043b\u0438\u0435\u043d\u0442\u0430\u043c \u0432\u043e\u0437\u043c\u043e\u0436\u043d\u043e\u0441\u0442\u044c \u043f\u043e\u043b\u0443\u0447\u0438\u0442\u044c \u043f\u043e\u043c\u043e\u0449\u044c \u0447\u0435\u0440\u0435\u0437 \u0432\u0438\u0434\u0435\u043e\u0437\u0432\u043e\u043d\u043a\u0438 \u0438\u043b\u0438 \u0432\u0438\u0434\u0435\u043e\u043a\u043e\u043d\u0444\u0435\u0440\u0435\u043d\u0446\u0438\u0438, \u0430 \u0442\u0430\u043a\u0436\u0435 \u043f\u043e \u0442\u0435\u043b\u0435\u0444\u043e\u043d\u0443, \u0432 \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0438\u0438 \u0441 \u0438\u0445 \u043f\u0440\u0435\u0434\u043f\u043e\u0447\u0442\u0435\u043d\u0438\u044f\u043c\u0438, \u0447\u0442\u043e\u0431\u044b \u043f\u043e\u043c\u043e\u0449\u044c \u0431\u044b\u043b\u0430 \u043c\u0430\u043a\u0441\u0438\u043c\u0430\u043b\u044c\u043d\u043e \u043b\u0438\u0447\u043d\u043e\u0439, \u0441 \u0430\u0431\u0441\u043e\u043b\u044e\u0442\u043d\u043e\u0439 \u043e\u043f\u0435\u0440\u0430\u0442\u0438\u0432\u043d\u043e\u0441\u0442\u044c\u044e \u0438 \u0431\u0435\u0437 \u043d\u0435\u043e\u0431\u0445\u043e\u0434\u0438\u043c\u043e\u0441\u0442\u0438 \u043f\u0443\u0442\u0435\u0448\u0435\u0441\u0442\u0432\u043e\u0432\u0430\u0442\u044c. \u042d\u0442\u0430 \u0443\u0441\u043b\u0443\u0433\u0430 \u0434\u043e\u043f\u043e\u043b\u043d\u044f\u0435\u0442\u0441\u044f \u043a\u043e\u043c\u043c\u0443\u043d\u0438\u043a\u0430\u0446\u0438\u0435\u0439 \u043f\u043e \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u043e\u0439 \u043f\u043e\u0447\u0442\u0435, \u0447\u0442\u043e \u043e\u0431\u043b\u0435\u0433\u0447\u0430\u0435\u0442 \u0430\u043d\u0430\u043b\u0438\u0437 \u0438 \u0434\u043e\u0441\u0442\u0430\u0432\u043a\u0443 \u0434\u043e\u043a\u0443\u043c\u0435\u043d\u0442\u0430\u0446\u0438\u0438. <\/p>\n\n<p class=\"wp-block-paragraph\">\u041a\u0440\u043e\u043c\u0435 \u0442\u043e\u0433\u043e, \u043c\u044b \u043f\u0440\u0435\u0434\u043e\u0441\u0442\u0430\u0432\u043b\u044f\u0435\u043c \u043d\u0430\u0448\u0438\u043c \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u044f\u043c \u0441\u0440\u043e\u0447\u043d\u044b\u0435 \u0438 \u043a\u0440\u0443\u0433\u043b\u043e\u0441\u0443\u0442\u043e\u0447\u043d\u044b\u0435 \u0443\u0441\u043b\u0443\u0433\u0438, \u0432\u044b\u043f\u043e\u043b\u043d\u044f\u044f \u043d\u0430\u0446\u0438\u043e\u043d\u0430\u043b\u044c\u043d\u044b\u0435 \u0438 \u043c\u0435\u0436\u0434\u0443\u043d\u0430\u0440\u043e\u0434\u043d\u044b\u0435 \u043f\u043e\u0434\u0440\u044f\u0434\u043d\u044b\u0435 \u043e\u043f\u0435\u0440\u0430\u0446\u0438\u0438.<\/p>\n\n<p class=\"has-text-color wp-block-paragraph\" style=\"color:#0029a4\">\u0414\u043b\u044f \u043f\u043e\u043b\u0443\u0447\u0435\u043d\u0438\u044f \u0434\u043e\u043f\u043e\u043b\u043d\u0438\u0442\u0435\u043b\u044c\u043d\u043e\u0439 \u0438\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0438\u0438 \u043e\u0431 \u043e\u043d\u043b\u0430\u0439\u043d-\u0443\u0441\u043b\u0443\u0433\u0435 \u044e\u0440\u0438\u0434\u0438\u0447\u0435\u0441\u043a\u043e\u0439<strong> <a href=\"https:\/\/www.in-diem.com\/ru\/%d1%8e%d1%80%d0%b8%d1%81%d1%82%d1%8b-%d0%be%d0%bd%d0%bb%d0%b0%d0%b9%d0%bd\/\">\u043a\u043e\u043d\u0441\u0443\u043b\u044c\u0442\u0430\u0446\u0438\u0438 \u0417\u0414\u0415\u0421\u042c<\/a><\/strong>, \u0430 \u043e \u043a\u0440\u0443\u0433\u043b\u043e\u0441\u0443\u0442\u043e\u0447\u043d\u043e\u0439 \u0438 \u0441\u0440\u043e\u0447\u043d\u043e\u0439 \u0441\u043b\u0443\u0436\u0431\u0435<strong> <a href=\"https:\/\/www.in-diem.com\/ru\/24-%d1%87%d0%b0%d1%81%d0%b0\/\">\u2014 \u0417\u0414\u0415\u0421\u042c.<\/a><\/strong><\/p>\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-1 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"576\" data-id=\"5475\" src=\"https:\/\/www.in-diem.com\/wp-content\/uploads\/2020\/03\/Asesoramiento-ON-LINE-Abogados-IN-DIEM-Videoconferencia-Telefono-916353892-1024x576.jpg\" alt=\"\" class=\"wp-image-5475\" srcset=\"https:\/\/www.in-diem.com\/wp-content\/uploads\/2020\/03\/Asesoramiento-ON-LINE-Abogados-IN-DIEM-Videoconferencia-Telefono-916353892-1024x576.jpg 1024w, https:\/\/www.in-diem.com\/wp-content\/uploads\/2020\/03\/Asesoramiento-ON-LINE-Abogados-IN-DIEM-Videoconferencia-Telefono-916353892-640x360.jpg 640w, 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\u043a\u043e\u043d\u0441\u0443\u043b\u044c\u0442\u0430\u0446\u0438\u044f<\/figcaption><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"465\" data-id=\"4350\" src=\"https:\/\/www.in-diem.com\/wp-content\/uploads\/2018\/09\/Abogado-24-horas-Urgente-IN-DIEM-Sevilla-Malaga-Huelva-Madrid-Las-Palmas-Dos-Hermanas-Mairena-Coria-de-Rio-2b-1024x465.jpg\" alt=\"24-&#x447;&#x430;&#x441;&#x43E;&#x432;&#x43E;&#x439; &#x441;&#x440;&#x43E;&#x447;&#x43D;&#x44B;&#x439; &#x430;&#x434;&#x432;&#x43E;&#x43A;&#x430;&#x442; IN DIEM - &#x421;&#x435;&#x432;&#x438;&#x43B;&#x44C;&#x44F;, &#x41C;&#x430;&#x43B;&#x430;&#x433;&#x430;, &#x423;&#x44D;&#x43B;&#x44C;&#x432;&#x430;, &#x41C;&#x430;&#x434;&#x440;&#x438;&#x434;, &#x41B;&#x430;&#x441;-&#x41F;&#x430;&#x43B;&#x44C;&#x43C;&#x430;&#x441;, &#x434;&#x43E;&#x441; Hermanas Mairena Coria de Rio\" class=\"wp-image-4350\" 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